I called them to make sure that the system wouldn't auto-decline me on the basis I was still in Optima jail. The Optima won't let you raise your limit on the website and other weirdness which seems to put you in a "jail" of sorts. You're required to wait a period of 12 months to open a different/real MR card with them, which I did, although I was a little excited so I didn't wait for them to start reaching out to me. I accepted it / account opened on Mar 21, 2019. I ended up paying them all of it back and they offered the OASIS Optima with $1200 limit. Long story short, I got into some trouble with Amex on a gold card in ~2015 and they closed the account. We may make an exception if it's truly unique and helpful. Self-promotional posts must be pre-approved by a mod. Spamming other users will get you banned. Don't post them don't ask to get/give them. This applies to any posts where we suspect anything potentially illegal or fraudulent, and may include buying/selling tradelines. #AMEX OPTIMA/OASIS PROGRAM UPGRADE#PIN, Signature).Ĭapital One Upgrade Link - Check PC eligibility for your existing card #AMEX OPTIMA/OASIS PROGRAM VERIFICATION#List of credit card company phone numbersĬredit Card Tuneup or CreditIntro to help you find the right cardĮMV CVM Database - Find a card's Cardholder Verification Method list (e.g. Template for Card Recommendation Requests Probably tie it to their oasis repayment program so that when the past.CreditKarma - Uses TransUnion and EquifaxĬreditSesame - May use Transunion or Experian depending on service So I had an American Express Blue card from. Fair Isaac does not provide 'credit repair' services or advice or assistance regarding 'rebuilding' or 'improving' your credit record, credit history or credit rating. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Many factors affect your FICO Score and the interest rates you may receive. Equifax Credit Report is a trademark of Equifax, Inc.Īnd its affiliated companies. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Many factors affect your FICO Scores and the interest rates you may receive.įair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Equifax Credit Report is a trademark of Equifax, Inc. Edit: the did backdate my account to 2005. None of this would have been possible without the help of the MyFICO community. The Sims 3 Complete Collection All Sp Ep 2014 Repack Mr Dj Repacks. Im not complaining, I burned Amex in college and now that I have paid my debt the are letting me back in the door to primeville. I plan on keeping everyone posted as to if the actually keep there end of the deal. The Optima card is NOT ELIGIBLE FOR BACKDATING, and any cards you app for from Amex will be an instant denial (wont even pull). The said I should have the app in 20 days (I assuming this is to let the $0 balance report). #AMEX OPTIMA/OASIS PROGRAM FULL#I called to pay a CO in full from 2006 for $2850 and the told me (once my funds were verified) I was pre-approved for the Optima card with a $800 limit as long as I don't have a BK, or currently hold a Amex, I will be approved. Good news for anyone wondering about the Amex Optima Card.
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